Financial Services
Discover many of the opportunities available to help you plan for your financial future.
Our Services
While most advisors focus on investment planning, Weiss-Merkle Financial believes in a comprehensive approach to your retirement. Find out what a Retirement Blueprint could do for you by looking at each of the 5 planning tiers below.
INCOME PLANNING
We will ensure your expenses can be paid month to month with reliability and predictability for the rest of your life. This includes:
- Social Security Maximization
- Income & Expense Analysis
- Inflation Plan
- Spousal Plan
- Longevity Protection
HEALTH CARE PLANNING
We will create a plan to help you protect yourself against rising healthcare costs with a minimum of expense, including:
- Looking at all aspects of Medicare, Parts A, B and D
- Analyzing options for a Long-Term Care Plan
LEGACY PLANNING
It is important to ensure your hard-earned assets go to your beneficiaries in the most tax efficient manner. We will help you:
- Maximize your estate and income tax planning opportunities
- Protect any assets in trust and ensure they are distributed to your beneficiaries probate free
- Protect your IRA and qualified accounts from becoming fully taxable to your beneficiaries upon your death
TAX PLANNING
Any comprehensive Retirement Plan will include a strategy for decreasing tax liabilities. This includes:
- Assessing the taxable nature of your current holdings
- Strategizing ways to include tax-deferred or tax-free money in your plan
- Stretch I.R.A. Planning
- Strategize which account to draw income from first to reduce tax burden
- Leverage qualified money to maximize tax-free dollars to your beneficiaries
INVESTMENT PLANNING
Once your income plan is established, we will create an investment plan for the remaining assets that you do not need to draw from month to month. This includes:
- Assessing your Risk Tolerance
- Adjusting your portfolio to reduce fees
- Volatility Control
- Evaluate ways to reduce risk while still accomplishing your goals
- Comprehensive Institutional Money Management
Plan for Financial Independence
To schedule a time to discuss your financial future and the possible role of insurance or investments in your financial strategy, contact us at info@wmfplan.com or call us at 515-278-4110 today!
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